How Much Does Uber Pay for Accidents in Atlanta?

March 28, 2024
Personal Injury

Rideshare companies, such as Uber and Lyft, have changed the way we get around. Uber makes moving around cities convenient, and thus millions of people use their rideshare app to arrange for a vehicle to take them to their destination. While most Uber riders get to their destination safely, Uber drivers have caused many car accidents, and many Uber passengers have sustained personal injuries once their car gets hit by a negligent driver.

Uber knows that motor vehicle accidents will happen, so the company carries huge insurance policies to pay out Uber accident claims. Still, many people wonder does Uber pay for accidents in Atlanta. Over the years, passengers, pedestrians, bicyclists, and other motorists have received Uber accident settlement payments to cover their medical bills, lost income, pain and suffering, and property damage losses caused by accidents involving negligent Uber drivers, or negligent party that hits their Uber. The experienced Decatur Uber accident attorneys at Marks Law Group have handled thousands of Uber accident cases and we can help you get the best possible Uber accident settlement.

What Happens if you get in an Accident with an Uber Vehicle?

If it’s an emergency dial 911. Then seek medical care if you sustained any injuries. It’s essential to seek medical treatment as soon as possible after an Uber car accident because the longer you wait to seek medical care, the smaller Uber settlement payout will be. 

That’s Uber’s insurance company may argue that the Uber accident didn’t cause your injury. However, only seek medical attention if you need it. 

If your vehicle was damaged in the accident, remove it from the tow yard as soon as possible. You don’t want to incur additional daily charges.

Further, consult with a Atlanta personal injury lawyer in the state where the accident occurred. An experienced personal injury lawyer can advise you on what legal options you have. Also, they can help you navigate the legal process and they can negotiate with insurance company adjusters to maximize the compensation you recover. Most personal injury attorneys work on a contingency fee basis, which means they don’t get paid unless they recover you money.

If you hire an Uber accident lawyer, they can set up the Uber car damage claim for you. This means you won’t have to deal directly with Uber or their insurance company, which can relieve stress.

How Long will Uber Take to Settle My Case?

The time to settle an Uber accident claim depends on the facts and circumstances of the case. If Uber is on its way to pick riders and during tips, then Uber’s insured doesn’t face pressure to settle quickly. That’s because Uber’s liability insurance limit is pretty high when an Uber driver is engaged in a ride. And most Uber car accident personal injury claims aren’t worth anything close to the maximum insurance limit of $1 million.


However, if Uber was available or waiting for a ride request, the pressure to settle is higher. That’s because you’re dealing with a lower bodily injury liability (BIL) insurance limit. Insurance companies want to settle insurance claims quickly, especially if the value of the case is more than the bodily injury liability insurance limit. And Uber’s insurance company isn’t any different.

Does Uber Pay for Accidents in Atlanta?

Often, this depends on whether you were a driver or passenger. 

Uber’s insurer will only pay for an Uber’s driver car damage if the driver had collision coverage on their personal auto insurance policy. Further, Uber’s insurance company will pay for an Uber driver’s personal injury claim only if the other vehicle was at fault, and was uninsured or underinsured.

Uber will only pay for an Uber rider’s personal injury claim if there isn’t another liable party who should pay first. Thus, before making a personal injury claim against Uber’s uninsured motorist coverage, the Uber passenger must first make a claim against the other car’s bodily injury liability insurance policy.

If the other party was fully at fault, the Uber passenger is limited to up to $250,000 in Uber’s uninsured motorist coverage. However, if the Uber driver was completely at fault for the Uber car accident, then the Uber passenger has access to Uber’s highest insurance limit ($1 million).

Typically, Uber’s insurance coverage limits are much higher than typical auto insurance coverage limits.


If you were in another vehicle that was hit by an Uber vehicle, Uber’s insurance company will pay for your personal injury claim. This involves compensating you for your bodily injury and car damage. However, Uber’s insurer will only compensate you if the Uber driver was at fault in the auto accident.

Further, Uber’s insurance coverage limits are lower if the Uber driver wasn’t en route to pick up passengers or during a ride. Here, Uber’s insurance company pays out $50,000 per person and $100,000 damage per accident in bodily injury liability coverage. Also, Uber’s insurance coverage has $25,000 in property damage liability.

If the Uber driver was en route to up passengers or during a trip, Uber’s insurance limit increases to $1 million. 

What Damages Can You Recover In An Uber Car Accident?

Following an Uber car accident you may get compensated for:

  • Diminished value of your car
  • Rental car costs
  • Past lost wages
  • Future lost wages reduced to present value
  • Past and future medical costs
  • Replacement value of lost and damaged personal property, including damage to your vehicle, broken glasses, smartphone, laptop, etc.
  • Funeral costs
  • Reimbursement for mileage to and from doctor appointments
  • Past and future pain and suffering
  • Disability
  • Scarring and disfigurement
  • Mental trauma
  • Loss of enjoyment of life
  • And punitive damages (in rare cases).


Should You Take Photos of The Damage to Any Vehicles Involved in the Uber Accident?

Yes, take pictures and videos of the damage of all vehicles involved in the accident. If there was video surveillance that captured the car accident, you or your Uber car accident lawyer should send a written request to whoever maintains the video. Ensure you get a written receipt that the owner of the surveillance video received your request. 

Also, you can send a process server to hand-deliver the request to preserve the surveillance video. A process server only costs around $50. If you hire an Uber accident attorney, they may cover this expense. And when your Uber claim settles, you’ll repay your attorney for this cost once he or she takes their contingency fee.

 A video of the Uber car accident can increase the full settlement amount of the Uber injury case, especially if the video shows a hard impact. Expect the Uber accident claim insurance adjuster to pay more money if the surveillance video shows a hard impact at the time of the car accident

For example, if your vehicle was badly damaged in an Uber rear-end car crash. If you took pictures of the damage to your vehicle, that’s brilliant. However, you should also take pictures and videos of the at-fault driver's car damage.

Not only do car crashes involving Uber drivers cause serious injuries, but they can also be complex because of the insurance and liability issues involved. Although Uber runs background checks on its drivers, there’s no way to eliminate car accident risks. For those injured in a Decatur Uber accident, the recovery process can be a lengthy one. Often, the injuries sustained in an Uber car accident result in lost income and hefty medical expenses. By filing a Georgia personal injury lawsuit, Uber car accident victims can recover financial compensation for the serious injuries they suffered.

At Marks Law Group, we take your bodily injury personally. Our team of dedicated Decatur personal injury lawyers works closely with our clients, their families, investigators, and any essential experts to pursue maximum compensation awards. We have been representing Decatur car accident victims for decades and we can help you recover a fair settlement. To schedule a free initial consultation, call us our defense law firm today at (678) 251-9309, or chat with us online to learn how we can help.